Choose the right account
Compare traditional Maltese banks, app-based providers and payment services based on your salary, transfers, card use and everyday needs.
Banking & Payments
Banking and payments in Malta for non-EU citizens.
Learn how to prepare for opening an account, receiving your salary, managing cards and handling everyday payments in Malta.
The Revolut button contains a personal invitation link.
Everyday money
Set up your finances early.
An account that works for salary payments, rent and everyday spending can make your first weeks in Malta much easier.
Banking step by step
Set up your payments with a clear plan.
Requirements differ between banks and payment providers, but these are the main areas to prepare for.
Prepare your documents
Banks and payment providers may ask for identification, proof of address, employment information and other supporting documents.
Set up salary payments
Once you have an account, confirm the correct IBAN or account details with your employer so salary payments can be arranged.
Plan rent and recurring payments
Make sure you can handle rent, utilities, subscriptions and other regular expenses through your chosen account.
Review fees and limits
Check account fees, ATM charges, foreign exchange costs, transfer limits and card conditions before relying on one provider.
App-based banking
Revolut can be a practical option.
Revolut can be useful for card payments, transfers, multiple currencies and managing everyday spending from an app.
Availability, verification, account features and fees depend on the customer and the provider's current conditions.
Open Revolut →This page contains a personal Revolut invitation link.
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→Join Revolut
Manage cards, transfers and everyday payments from one app-based account.
Get started →Practical advice
Avoid common banking problems.
Compare more than the monthly fee
ATM charges, international transfers, exchange rates and card fees can matter just as much as the basic account cost.
Keep a backup payment method
Having a second card or account can be useful if your main card is lost, blocked or temporarily unavailable.
Protect your account
Use strong security settings, payment notifications and two-factor authentication where available.
Published banking guides
Banking and payment articles for non-EU citizens.
New approved articles related to banking, cards, transfers, salary payments and Revolut are connected here automatically.
Banking checklist
Prepare your account documents.
Each provider can have different requirements, so treat this as a preparation list and confirm the final documents directly with the provider.
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Valid passport
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Residence or permit documents where requested
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Proof of address
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Employment contract or proof of income
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Tax or identification details where requested
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Mobile number and email address
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Copies of submitted documents
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Account and IBAN details once approved
Continue your move
Your essential Non-EU setup is taking shape.
Banking eligibility, fees, account requirements and provider conditions can change. GoMaltaNow provides general practical information. Always check the current terms directly with the relevant bank or payment provider.